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A collective action on behalf of 50 million UK consumers against Apple over its Apple Pay service was filed with the CAT. It has received extensive media coverage, including by The Guardian, The Lawyer and The Mirror.
Ben Lask KC, Julian Gregory and Alastair Holder Ross of Monckton Chambers are instructed by Milberg London LLP to act for the proposed class representative, the financial campaigner and journalist James Daley.
The claim contends that Apple has abused a dominant position by limiting access to the near field communication (NFC) chip in iPhones, required for contactless ‘tap-to-pay’ payments in stores. Apple thereby ensured that Apple Pay has been the only mobile wallet on iPhones in the UK.
As a result of that monopoly, banks wishing to enable their customers to use debit or credit cards to make contactless payments on their iPhones have been forced to pay Apple’s inflated Apple Pay fees. The claim alleges that these costs are ultimately passed on by banks to UK consumers through charges for personal banking products, whether or not they themselves use Apple Pay.
The claim is being funded by Omni Bridgeway. Oxera Consulting are providing expert economic analysis.