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Office of Fair Trading v Peter Hall

1 April 2010

Elisa Holmes successfully represented the OFT in persuading a reluctant court to grant an enforcement order preventing Peter Hall from using his consumer credit licence obtained from the OFT on the basis of a contravention of the Consumer Credit Act and the Regulations.

This landmark case concerned the first attempt by the OFT to use enforcement powers under Part 8 of the Enterprise Act 2002 (which implement the EU Injunctions Directive) in relation to contraventions of the Consumer Credit Act 1974 together with the Consumer Protection from Unfair Trading Regulations ("the Regulations").

This is a historical and crucial decision for the OFT in relation to the enforcement powers available to it.

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Elisa Holmes